Fees & Insurance

We accept most major health insurances, including Medicare and Medicaid. Patients are requested to bring their insurance card to every visit. Payments for deductibles, co-pays, and office services that are not covered by insurance are expected at the time of the visit.

Following are the plans in which MidMichigan Community Health Services is a "participating provider." Some physicians and visiting specialists participate in different insurance plans. You will find the list of insurances for each provider by clicking on their name under "Our Providers" tab.

Your insurance plan may not cover all services. When in doubt, always check with your insurance company to verify participation and coverage.

Commercial

Aetna

  • Aetna Choice POS II
  • Aetna Health Network Only HMO
  • Aetna Health Network Option
  • Aetna HMO
  • Aetna Managed Choice POS
  • Aetna Open Access Elect Choice EPO
  • Aetna Open Access Managed Choice POS
  • Aetna Open Access Select POS
  • Aetna Open Choice PPO
  • Aetna Quality Point of Service (QPOS)
  • Aetna Select PPO
  • Aetna Signature Administrators (PPO)

ASR

  • Plans with an ASR logo on your insurance card are in network.

BeneSys

  • Plans with BeneSys or HAP logo on your insurance card are in network.

Blue Care Network

  • BCN Healthy Blue Choices POS
  • BCN Healthy Blue Living
  • BCN Healthy Blue Living HMO
  • BCN Healthy Blue Living HMO Basic
  • BCN HMO
  • BCN HMO Fixed Cost
  • BCN HRA HMO
  • BCN HSA HMO
  • BCN PCP Focus HMO
  • BCN Routine Care HMO
  • BCN Self-funded products
  • BCN Virtual Primary Care HMO
  • Blue Cross Blue Shield of Michigan PPO
  • Blue Cross Blue Shield PPO Network
  • Blue Cross Local HMO
  • Blue Cross® Preferred HMO Virtual Primary Care
  • Blue Cross® Premier PPO
  • Blue Cross Select HMO
  • Blue Elect Plus HSA POS
  • Blue Elect Plus POS
  • Federal Employee Program - Blue Care Network
  • Trinity Health Network HMO
  • University of Michigan GradCare HMO

Blue Cross Blue Shield

  • Blue Cross Blue Shield Simply Blue Routine Care PPO
  • Blue Preferred Plus PPO
  • Challenge MFG PPO Health Plan
  • Community Blue HRA PPO
  • Community Blue PPO
  • ConnectedCare Ascension Genesys
  • ConnectedCare HealthSync
  • ConnectedCare Henry Ford Health System
  • ConnectedCare Tandem
  • Dow Chemical QuadMed
  • Enhanced Care PPO
  • GeoBlue
  • Kellanova National Health Plans
  • Meijer PPO Network
  • Simply Blue HRA PPO
  • Simply Blue HSA PPO
  • Simply Blue PPO
  • Sparrow MNA PPO Plus
  • Sparrow MNA-PECSH BCBSM
  • State of Michigan Health Plan PPO
  • Traditional Care Network
  • Trinity Health Network PPO
  • Trust PPO
  • U-M Health Regional Network PPO
  • University of Michigan CCMM/Traditional
  • University of Michigan Domestic Students Health Insurance Plan
  • University of Michigan International Students/Scholars Health Insurance Plan
  • University of Michigan Medicare Advantage PPO
  • University of Michigan PPO/CDHP
  • University of Michigan Premier Care Advantage
  • WK Kellogg Co. National Health Plans

CIGNA Healthcare

  • Plans with a Priority Health logo on your insurance card are in network.
  • Members with any employer health plan through Cigna and Cigna affiliates are in network.

Claritev (formerly Multiplan)

Plans with these logos on your insurance card are in network:

  • ClaritevClaritev logo
  • Claritev MultiplanMulitPlan Logo
  • Claritev PHCSPHCS logoLogo reading PHCS Novera

NOTE If there are any other words under the Claritev, Multiplan or PHCS logo on your card, your plan is out of network. For example these plans are out of network: PHCS Medicaid Logo - with red no signLogo with red no sign over PHCS for Value-Driven Health PlansLogo with red no sign over the words Multiple Medicare AdvantageLog with red no sign over the words ValuePoint by Multiplan(We do not participate in Beech Street, HealthEOS, Multiplan Medicare Advantage, PHCS Medicaid, PHCS Value-Driven, True Choice, or ValuePoint by Multiplan.)

Claritev, Multiplan and PHCS logos are trademarks/registered trademarks of Claritev Corp. and Multiplan, Inc. respectively

Cofinity

  • Plans with a Cofinity logo on your insurance card are in network.

HAP

  • ASR/Physicians Care and HAP Network
  • Genesys Self-Funded HMO
  • Genesys Self-Funded PPO
  • Genesys Tiered Access (POS)

  • Genesys Tiered Access (PPO)

  • HAP HMO POS
  • HAP Personal Alliance HMO
  • HAP Personal Alliance PPO
  • HAP Self-Funded EPA
  • HAP Self-Funded EPO
  • HAP Self-Funded HMO
  • HAP Self-Funded PPO
  • HFHS Employee Advantage Tiered Access
  • HFHS Employee CDHP EPA Basic
  • HFHS Employee CDHP EPA

McLaren Health Plan

  • McLaren Commercial PPO
  • McLaren Health Advantage PPO

Meritain Health

  • Plans with a Meritain logo on your insurance card are in network.

MyMichigan Health Connection

  • MyMichigan Health Employee Plans (PPO and CDHP)

Priority Health

  • Priority Health HMO
  • Priority Health POS
  • Priority Health PPO
  • Priority Health West MI Partners

UnitedHealthcare

  • Charter EPO
  • Charter HMO/HMO Plus
  • Charter POS
  • Choice EPO
  • Choice Plus HMO
  • Choice Plus POS
  • Core EPO
  • Core HMO
  • ER Wrap
  • Navigate EPO
  • Navigate HMO/ HMO Plus
  • Navigate POS
  • NexusACO NR EPO
  • NexusACO NR HMO
  • NexusACO NR OIS
  • NexusACO OAÂ POS
  • NexusACO R EPO
  • NexusACO R HMO
  • NexusACO R POS
  • NexusACOÂ OA EPO
  • NexusACOÂ OA HMO
  • Options PPO
  • Select EPO
  • Select Plus HMO
  • Select Plus POS
  • UHC Core Choice Plus
  • UHC Doctors Plan EPO
  • UHC Doctors Plan Plus HMO
  • UHC Doctors Plan Plus POS

UMR (formerly United Medical Resources

  • Plans with a UnitedHealthcare logo on your insurance card are in network.
  • Saginaw Chippewa Indian Tribal Members and Employees 

Veripro

  • Plans with a Veripro or HAP logo on your insurance card are in network.

Commercial Exchange (Marketplace)

Blue Care Network

  • Blue Cross® Preferred HMO (Bronze, Silver, Gold and Value)
  • Blue Cross® Select HMO (Bronze, Silver, Value)

Blue Cross Blue Shield

  • Blue Cross® Premier Bronze (all)
  • Blue Cross® Premier Silver (all)
  • Blue Cross® Premier Gold (all)
  • Blue Cross® Value

HAP

  • HAP CareSource Bronze (all)
  • HAP CareSource Silver (all)
  • HAP CareSource Gold (all)

McLaren Health Plan

  • McLaren Health Plan Bronze (all)
  • McLaren Health Plan Silver (all)
  • McLaren Health Plan Gold (all)
  • McLaren Health Plan Young Adult/Catastrophic

Priority Health

  • MyPriority HMO Bronze (all)
  • MyPriority HMO Silver (all)
  • MyPriority HMO Gold (all)

Dual Eligible

Longevity Health Plan

  • Longevity Health Plan

Molina Health Plan

  • Molina HIDE SNP
  • Molina Medicare Complete Care (HMO D-SNP)
  • Molina Medicare Complete Care Select (HMO D-SNP)

PACE - Central Michigan

  • PACE – Central Michigan
  • All Medical Centers, All Specialists

PACE – Great Lakes

  • PACE – Great Lakes
  • All Medical Centers, All Specialists

PACE – Northeast Michigan

  • PACE – Northeast Michigan
  • All Medical Centers, All Specialists

Priority Health

  • PriorityMedicare D-SNP
  • PriorityMedicare D-SNP Advantage

Wellcare by Meridian

  • Wellcare Dual Access Open (PPO D-SNP)
  • Wellcare Dual Access (HMO POS D-SNP)
  • Wellcare Dual Reserve (HMO POS D-SNP)

Medicaid

Blue Cross Complete

  • Blue Cross Complete Children’s Special HealthCare Services (CSHCS)
  • Blue Cross Complete Healthy Michigan Plan (HMP)
  • Blue Cross Complete Medicaid
  • Blue Cross Complete MIChild

McLaren Health Plan

  • McLaren Children’s Special HealthCare Services (CSHCS)
  • McLaren Healthy Michigan Plan (HMP)
  • McLaren Medicaid
  • McLaren MIChild

Meridian Health Plan

  • Meridian Children’s Special HealthCare Services (CSHCS)
  • Meridian Healthy Michigan Plan (HMP)
  • Meridian Medicaid
  • Meridian MIChild

Michigan Medicaid

  • Michigan Medicaid Children’s Special HealthCare Services (CSHCS)
  • Michigan Medicaid Healthy Michigan Plan (HMP)
  • Michigan Medicaid
  • Michigan Medicaid MIChild

Molina Health Plan

  • Molina Children’s Special HealthCare Services (CSHCS)
  • Molina Healthy Michigan Plan (HMP)
  • Molina Medicaid
  • Molina MIChild

Priority Health

  • Priority Choice Healthy Michigan Plan (HMP)
  • Priority Choice Medicaid

Medicare

Medicare

  • Medicare Part A
  • Medicare Part B
  • Medicare Part C
  • Medicare Part D
  • Medigap (Supplemental Insurance) - All Payers

Medicare Advantage

NOTE: Medigap (Medicare supplemental insurance) is not the same as Medicare Advantage and is listed on the Medicare tab.

Blue Care Network

  • BCN 65
  • BCN Advantage HMO-POS

Blue Cross Blue Shield of Michigan

  • Plus Blue PPO
  • Plus Blue PPO + Meijer
  • Plus Blue PPO Assure
  • Plus Blue PPO Essential
  • Plus Blue PPO Giveback
  • Plus Blue PPO Secure
  • Plus Blue PPO Signature
  • Plus Blue PPO Value
  • Plus Blue PPO Vitality
  • State Health Plan Medicare Advantage PPO

HAP

  • HAP Medicare Connect
  • HAP Medicare Explore PPO
  • HAP Medicare Medical Access
  • HAP Medicare Prime PPO
  • HAP Medicare Superior HMO
  • HAP Medicare Member Assist
  • HAP Senior Plus (HMO)
  • HAP Senior Plus (HMO-POS)
  • HAP Senior Plus (PPO)
  • HAP Senior Plus Group (HMO)
  • HAP Senior Plus Group (PPO)
  • HAP Senior Plus Group Henry Ford (HMO)
  • HAP Senior Plus Henry Ford Tiered Access (HMO) – In-network but NOT Tier 1
  • HAP Senior Plus Medical Only (HMO)

Priority Health

  • PriorityMedicare
  • PriorityMedicare Edge
  • PriorityMedicare Key
  • PriorityMedicare Merit
  • PriorityMedicare Smart Savings
  • PriorityMedicare Thrive
  • PriorityMedicare Thrive Plus
  • PriorityMedicare Value
  • PriorityMedicare Vintage
  • PriorityMedicare Vital

Military

TriCare East Humana Military

  • Tricare for Life
  • Tricare Prime
  • Tricare Reserve Select
  • Tricare Retired Reserve
  • Tricare Young Adult

UnitedHealthcare

  • Veterans' Affairs Community Care Network (VACCN)

Veterans Affairs

  • CHAMPVA

We Want to Help

We believe that everyone has the right to quality, affordable health care. We understand that not all patients have health insurance or are able to afford the co-pays and deductibles that normally accompany a doctor's visit. We offer a Medical Care Discount Program with a sliding scale fee, where discounts are based on a patient's financial ability. A patient's financial ability is determined by federal guidelines. Based on these guidelines, no person will be denied service due to an inability to pay.

Billing Questions?

We know medical bills and insurance can be confusing, and we're here to help. To speak with a customer service representative, please call, (989) 422-5122, Monday - Friday, 8 a.m. - 5 p.m